How it works
Four steps. No spreadsheets, no guesswork.
Track everything
Log transactions by hand, or import a CSV in seconds. See exactly where your money goes — no bank connection required.
Build your buffer
Before any other goal, the app helps you build a Buffer Fund — a real cushion, sized to you, that everything else stands on.
Set a Future Build goal
A car, a course, a down payment. Once your buffer holds, start directing money toward what's next — and unlock Investing 101.
Run the business side
Switch to Business mode for annual budget planning, a tax set-aside estimate, and reporting built for owner-operators.
One app, two modes
Built for your life and your business.
Everyday money, made visible
- • Manual and CSV-imported transactions
- • A zero-based, month-aware budget
- • Buffer Fund + Future Build goal tracking
- • Reminders for recurring bills and income
Owner-operator financials, simplified
- • Annual budget planning
- • A tax set-aside estimate as you earn
- • Monthly CSV / PDF summary exports
- • The same buffer-first discipline, sized for a business
Investing 101
Education that unlocks when you're ready.
The investing library stays locked until your Buffer Fund is solid — on purpose. It's plain-English education, not licensed financial advice, timed to when it can actually help.
Buffer Fund
Target reached
Investing 101 unlocked →
Pricing
Start free. Upgrade when it's worth it.
Charges are always in Ghanaian Cedis via Paystack — figures below are an approximate local estimate.
- • Everything in Free
- • Unlimited goals (soon)
- • Business reporting
- • Full Investing 101 library
- • Tax set-aside tool
- • Everything in Market Premium
- • ~Half the price
- • For the Gen Wealth network
TVA and WWN members, and Gen Wealth Microcredit borrowers, get Mission Premium pricing — apply your network code after signing up.
Your buffer starts with the first transaction.
No bank connection, no commitment. Just an honest look at your money, today.
Start building — free